Free calculator
Healthcare benefit calculator
Estimate your zorgtoeslag for 2025. Not an official Belastingdienst calculation — a clear starting point.
Healthcare benefit (zorgtoeslag) helps pay your Dutch health insurance premium if your income and assets are within official limits.
Enter your age, income, and partner details. You will see an estimate per month and per year.
MoneyScan uses manually reviewed 2025 limits. Amounts change only after admin approval, never automatically.
Estimate only — not an official government calculation. Always verify with toeslagen.nl, Belastingdienst, or SVB.
Transparency about this calculation
- Content updated
- 24 May 2026
- Last reviewed
- 24 May 2026
Official test on toeslagen.nl ↗
How MoneyScan calculates
- Enter age, income, partner status, and assets.
- We apply approved 2025 limits from our internal dataset (not auto-scraped).
- You see a monthly and yearly estimate with warnings near official limits.
Tips
- 1
Example: single, € 24,000 income
With low assets and income under about € 28,000, you may be near the maximum of about € 131 per month (2025).
- 2
Example: with partner, € 35,000 combined
Benefit phases out between about € 28,000 and € 50,206. Expect roughly € 200–230 per month in many cases.
- 3
Check assets on 1 January
Savings and investments count. The home you live in usually does not count as an asset for this allowance.
- 4
Close to a limit?
Small changes in income or assets can reduce your benefit quickly. Watch the warnings in the calculator.
Veelgestelde vragen
No. This is an estimate based on published 2025 limits. For a binding amount, use the official test on toeslagen.nl.
Roughly your gross yearly income, sometimes slightly higher when holiday pay is included. We use the figure you enter.
If you have a partner for allowance purposes, income and assets count together. The benefit is for your household (higher joint maximums apply).
If income is above the 2025 limit (about € 39,719 single, € 50,206 with partner) or assets are too high (about € 141,896 / € 179,429 with partner).
Usually not for the allowance amount. It affects your premium, not this estimate.
We use a simplified curve between limits. The official site steps income in € 500 blocks.
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Sources (NL) · Disclaimer (NL)
MoneyScan provides estimates based on published Dutch rules and our internal data tables. Amounts and eligibility rules can change. Always check official sources such as toeslagen.nl, Belastingdienst (Tax Administration), or SVB before making decisions. This is not tax or legal advice.