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How healthcare benefit works

Dutch zorgtoeslag explained for expats and international workers

Laatst gecontroleerd: 24 May 2026

Healthcare benefit helps pay your mandatory Dutch health insurance premium. In Dutch it is called zorgtoeslag.

You apply via Belastingdienst / toeslagen.nl. MoneyScan only gives an estimate using 2025 limits we maintain manually.

Example 2025

Single person, income about € 24,000, low assets: often near the maximum of about € 131 per month.

Above about € 39,719 (single) you usually receive nothing.

Common mistakes

  • Forgetting assets on 1 January (savings, investments).
  • Assuming supplementary insurance lowers the allowance (it usually does not).
  • Using monthly salary instead of yearly test income.

Sources

All sources (NL) →

Why can this differ? We simplify income steps. toeslagen.nl uses blocks of € 500.

Veelgestelde vragen

About € 131 per month for a single person at low income. With a partner, joint maximums apply.

The home you live in usually does not. Other property and savings often do.

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Sources (NL) · Disclaimer (NL) · How it works (NL)

MoneyScan provides estimates based on published Dutch rules and our internal data tables. Amounts and eligibility rules can change. Always check official sources such as toeslagen.nl, Belastingdienst (Tax Administration), or SVB before making decisions. This is not tax or legal advice.